With the growing buzz around the 8th Pay Commission, central government employees are eager to know how their salaries will change. One of the most talked-about tools in this regard is the DA (Dearness Allowance) Calculator, designed to help employees estimate their revised pay once the new rules are implemented. As inflation rises and expectations … Read more
In a bid to strengthen the financial security of India’s workforce, the Employees’ Provident Fund Organisation (EPFO) is set to roll out significant reforms to the Employees’ Pension Scheme (EPS-95) in 2025. These changes come at a crucial time, as rising living costs and an aging population have placed added strain on retirees’ finances. The … Read more
The Public Provident Fund (PPF) is one of the most trusted savings options in India, offering tax benefits, assured returns, and long-term security. However, there comes a time when you may need to access these savings—either partially or fully. Knowing the latest PPF withdrawal rules for 2025 will help you make the right financial decisions. … Read more
After nearly a decade of anticipation, central government employees and pensioners may soon see concrete steps toward the 8th Pay Commission implementation. Initially proposed in January 2025, the commission is now progressing as the Finance Ministry reviews inputs from multiple stakeholders. Stakeholder Consultations Driving the Process Minister of State for Finance Pankaj Chaudhary informed the … Read more
Imagine creating and activating your Universal Account Number (UAN) without paperwork, office visits, or delays. Starting 10th of August 2025, the Employees’ Provident Fund Organisation (EPFO) will fully shift the UAN creation process to the UMANG app, eliminating the need for physical visits. The entire process will be Aadhaar-based, using face authentication technology for secure, … Read more
In a bid to ensure financial dignity and stability for its workforce, the Central Government launched the Unified Pension Scheme (UPS) on April 1, 2025. This scheme marks a pivotal reform in pension planning by blending the guaranteed benefits of the Old Pension Scheme (OPS) with the flexible investment framework of the National Pension System … Read more
The discussion around increasing the retirement age for central government employees in India is once again making headlines. Speculation suggests that the retirement age could be raised from the current 60 years to either 62 or even 65 in select cases. If implemented, this move would have a significant impact on pension planning, workforce dynamics, … Read more
The Old Pension Scheme (OPS) continues to spark nationwide debate, especially as 2025 brings fresh discussions around its possible revival. With several states already reinstating OPS and the Centre under increasing pressure, understanding the latest developments is crucial for government employees and pensioners alike. In this article, we break down the key updates for 2025, … Read more
With the 7th Pay Commission nearing its end in December 2025, central government employees and pensioners are eagerly awaiting news on the final Dearness Allowance (DA) hike under the current structure. Amid rising inflation and a steadily growing Consumer Price Index for Industrial Workers (CPI-IW), experts predict a 3% increase in DA—offering timely financial relief … Read more
As Budget 2025 approaches, central and state government employees may finally see long-awaited relief regarding pending Dearness Allowance (DA) arrears. The issue of deferred DA payments has become a key concern, especially with the rising cost of living. Fresh signals from policy corridors suggest that the upcoming Union Budget might address the long-standing demand to … Read more